I feel like its been forever since I have posted. Yes, it has been a while. I think after so long a time, time just slips away and you forget some of the things you use to do.
Lets see, what has been happening. Well we have been doing a ton of research on retirement. I wish I could retire, but have about seven more years or so, but my husband can retire in January 09. We have been overwhelmed with all the stuff that goes into retiring and trying to figure out how people do it. There are so many things that you don't think about having to pay. Not only insurance.....health, life, dental, car, home, etc, then there is survival benefits.
Did you know that life insurance from an employer will decrease over three years to 25% of what you have? So you retire at 62 and by 65 you have 1/4 of the insurance you had while you were working. Don't you need it MORE now that you are older??????
What about long term insurance?? It cost a fortune to have and most is for 20 years. Ok, so you retire at 62, get twenty years of long term insurance, then at 82, what do you do? How many people will insure a person that old?
Anyway, this has taken much time trying to sort it all out. I have also been working on weddings! Yes, plural! I have three getting married in the next year or so, and that is taking up time....not to mention work.
So, glad to be posting again!